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How to Check Your HSA/FSA Balance

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Written by Anchor Ebanks
Updated today

Quick Answer: Check your HSA or FSA balance by logging into your admin's website or mobile app. Crates Health doesn't manage your HSA/FSA account — your admin does (HealthEquity, Optum, Fidelity, WEX, Navia, etc.).


Where to Check Your Balance

Your HSA/FSA balance is managed by your admin, not by Crates. Here's how to find it:

Step 1: Identify Your Admin

Look at your benefits card — it usually shows the admin name. Common ones: - HealthEquity → healthequity.com - Fidelity → fidelity.com - Optum Bank → optumbank.com - HSA Bank → hsabank.com - Bank of America → healthaccounts.bankofamerica.com - WEX → wexinc.com - Navia → naviabenefits.com - FSAFEDS → fsafeds.gov

Step 2: Log In

Visit your admin's website or download their mobile app. Log in with your account credentials.

Step 3: Find Your Balance

Look for "Account Balance," "Dashboard," or "My Account." Your available balance will be displayed.


Tips

  • Check your FSA balance before year-end - Remember, FSA funds expire. Know how much you have left before the deadline.

  • HSA balance includes invested funds - If you've invested part of your HSA, your "available cash" balance may be lower than your total balance. You may need to sell investments to free up cash for reimbursements.

  • Don't know your login? Contact your employer's HR department or call the number on the back of your benefits card.


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