Quick Answer: Crates can issue LMNs for any eligible wellness product — you're not limited to a set catalog. Popular categories include gym memberships, fitness trackers, supplements, recovery tools, sleep tech, home fitness equipment, and more. All require a Letter of Medical Necessity, which Crates provides.
Product Categories
🏋️ Gym Memberships & Fitness Classes
Equinox, 24 Hour Fitness, Orangetheory, Planet Fitness, LA Fitness, Crunch Fitness, EOS Fitness, Anytime Fitness, Life Time Fitness
SoulCycle, CorePower Yoga, Barry's Bootcamp, F45 Training
Solidcore, Club Pilates, Bodyrok, JETSET Pilates
Any gym or fitness studio - even if it's not on this list
⌚ Fitness Trackers & Wearables
Apple Watch (all models including SE, Series 10, Ultra)
Oura Ring
WHOOP
Garmin watches
Fitbit
Samsung Galaxy Watch
Ultrahuman Ring AIR
💊 Supplements & Nutrition
AG1 (Athletic Greens)
Thorne
Momentous
Seed (probiotics)
LMNT (electrolytes)
Liquid IV
Ritual vitamins
Vital Proteins (collagen)
And many other supplement brands
🧊 Recovery & Wellness Tools
Therabody (Theragun, RecoveryAir)
Hyperice
Normatec compression boots
Red light therapy (Joovv, HigherDose, Mito Red Light)
Saunas (infrared, traditional, sauna blankets)
Cold plunges
😴 Sleep Technology
Eight Sleep (Pod mattress system)
Sleep trackers
White noise machines (for diagnosed sleep disorders)
🚴 Home Fitness Equipment
Peloton (Bike, Bike+, Tread, Row)
Tonal
NordicTrack
BowFlex
Hydrow rower
Concept2 rower
🧠 Mental Health & Wellness
Headspace
Calm
Therapy and counseling services
Weighted blankets
🏠 Home Health
Air purifiers
Humidifiers
Standing desks
Ergonomic chairs
Mattresses (with medical necessity)
How to Check If Your Product Is Eligible
Visit our eligibility page: crateshealth.com/explore-eligibility
Or just ask us! Chat with us and we'll let you know if your product qualifies
Don't see your product listed? That doesn't mean it's not eligible. Crates can issue LMNs for any eligible wellness product — you're not limited to what's listed here. If a wellness product can be connected to treating, preventing, or managing a health condition, it may qualify. Just submit it through Crates and we'll assess eligibility.
What Makes a Product Eligible?
Under IRS rules, a product becomes HSA/FSA eligible when it's used for "diagnosis, cure, mitigation, treatment, or prevention of disease." For wellness products, this means:
You have a health condition (or risk factors for one) - like high blood pressure, obesity, diabetes, anxiety, chronic pain, sleep disorders, etc.
The product helps manage that condition - like a gym membership for cardiovascular health, or a fitness tracker for monitoring heart rate
A licensed healthcare provider (MD, DO, PA, NP) documents this connection — that's your Letter of Medical Necessity
Common Conditions That Qualify
You don't need to be seriously ill. Many everyday health concerns make products eligible:
High blood pressure or family history of heart disease
BMI over 25 (overweight) or BMI over 30 (obese)
Type 2 diabetes or pre-diabetes
High cholesterol
Anxiety, depression, or chronic stress
Chronic back pain, arthritis, or joint issues
Sleep disorders or insomnia
ADHD
Chronic fatigue
Asthma or respiratory conditions
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Still Need Help?
Chat with us using the widget in the bottom-right corner or email us at [email protected] — we're happy to check eligibility for any product!